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Home / Incapacity Planning / Comparing Social Security Disability and SSI

Comparing Social Security Disability and SSI

February 11, 2011 by Audra Bailey Wilcox Leave a Comment

Social Security Disability also known as SSD or SSDI and SSI which is the acronym for Supplemental Security income programs administered by the Social Security Administration. These programs have some things in common, but they are more different than they are alike.

Medical Definition of Disability

The Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) use the same criteria for determining whether a person is medically eligible for benefits. In order to be eligible for benefits medically a person’s condition, illness, or injury must significantly limit your ability to do basic work activities—such as walking, sitting, and remembering—for at least one year. The listing of impairments for adults and children is also the same for both programs.

Differences between the Programs

Social Security Disability Insurance Supplemental Security Income
  • Funds come from contributions by workers & employers
  • Income from other sources does not affect amount of benefit
  • Must have earned appropriate amount of work credits to qualify
  • Eligible for Medicare 24 months after receiving benefits
  • Five month waiting period before began receiving benefits once are eligible for benefits
  • You can live outside U.S. and receive benefits except for a few countries
  • Funded by general tax revenues
  • Resources and other income can reduce amount of benefits
  • Have few resources and no income
  • Eligible for Medicaid
  • Benefits start immediately upon being determined eligible for benefits
  • Must live in U.S. and be citizen to receive benefits
  • Other Similarities between the Programs

    The rights to appeal and the appeals process is the same for both programs. You have the right to appeal any decision made in your case. Your case is also subject to a disability review if there is a potential that your condition will improve regardless of which program pays your benefits.

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    Audra Bailey Wilcox
    Audra Bailey Wilcox
    Attorney at Sexton, Bailey Attorneys, PA
    Audra Bailey Wilcox
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