If you want to continue living independently as you get older then you should take the time to construct a plan that will allow you to do so. This needs to be a comprehensive plan addressing your physical and financial health, as well as the safety of your home.
According to multiple studies, Americans become more sedentary as they age. This torpid behavior often results in obesity and weight-related health issues in addition to the usual age-related health issues; thus, if you want to remain independent, you absolutely must stay physically active. Go for a walk, try water aerobics, play tennis – just do something. The need for activity is not limited to your physical self; it also extends to your mind. Challenge yourself through the use of crossword puzzles, Sudoku, books or even websites devoted to neurological development. You should also strive to develop or maintain an active social circle since having friends your age can be a great resource.
To be independent when you’re older requires one to maintain a certain level of wealth prior to retirement. There is not one set goal, however, as each person’s idea of retirement is different; the key is to be realistic about your expectations. Consulting a financial planner is recommended, but some broad recommendations include using any available senior or income-based programs and living within your means.
Keep your home safe by removing clutter, repairing tattered rugs and installing handrails. Additionally, you should have a security system, a cell phone and wear a bracelet or necklace containing your important medical information.